Bankruptcy, Tax Resolution & Estate Planning Attorney in Boulder
Boulder bankruptcy, estate planning, and tax resolution lawyer Clark Dray is approachable, understanding, and thorough. During the initial consultation, he will provide you with the information you need to make educated decisions about your legal matter in the most understandable, judgment-free way possible. No legal jargon, no pressure, just unbiased guidance from an experienced attorney.
The Boulder office is conveniently located off Foothills and Pearl Parkways with access from the Boulder Bike Path.
Boulder Bankruptcy Lawyer
The most common form of bankruptcy is Chapter 7. In a Ch 7 bankruptcy, the vast majority of your debts, including credit cards, broken leases, medical debts, payday loans, and more are wiped out by the Court. It’s a fairly straightforward process, with your debts discharged about 90 days after filing in the majority of cases. Many people tend to be needlessly intimidated by the idea of a bankruptcy, but in the vast majority of cases you never step foot in a courtroom. The biggest mistake most people make related to Chapter 7 bankruptcy is putting it off for too long, suffering collection calls, lawsuits, and even wage garnishments when they could have a fresh start.
Chapter 13 bankruptcy gives you the option to repay a portion of your debts over three to five years. It’s court ordered, so you don’t need to worry about your creditors opting out of the plan like they do in debt consolidation and debt repayment programs. Ch 13 bankruptcy is also an effective tool for paying back taxes, getting caught up on your mortgage payment. It will allow you to make one payment each month to the bankruptcy trustee, who will then distribute the money to your creditors.
Boulder Estate Planning Attorney
Estate Planning doesn’t need to be morbid or intimidating. In fact, most people find that it’s a relief to get the process of planning for the future underway.
- We’ll start with a free consultation, during which time you’ll let us know about your goals and we’ll make suggestions about how to achieve them.
- Once we’re on the same page, we’ll start preparing the appropriate documents. Estate planning isn’t a “one size fits all” practice area, so your estate plan will be tailored to suit you. We’ll correspond via email and over the phone to clarify and fine tune.
- We’ll have a follow-up meeting in the office to talk about some of the more sensitive decisions that need to be made.
- We’ll finish up the work and then have you back into the office for the signing ceremony, during which your estate plan is witnessed and notarized.
Boulder Tax Resolution Lawyer
The IRS is a debt collection machine. It’s powerful, complicated, and resourceful. Many people simply stop filing tax returns when they realize they’re going to owe, but this only makes the problem worse. Fortunately, the tax code provides for a number of tools to resolve your tax debt such as:
- Offer in Compromise
- Installment Agreement
- Currently Not Collectible Status
- Penalty Abatement
- Innocent Spouse Relief
- Chapter 7 Bankruptcy Discharge
- Chapter 13 Bankruptcy Repayment
- Statute of Limitations.
While there are a number of methods for reducing and repaying your tax debt, the trick is in knowing which ones will work for you and how to take advantage of them. Beware of companies which offer to instantly settle debt for pennies on the dollar. It’s never as easy as that. Every tax case requires investigation and care in developing the correct strategy, because mistakes will cost you both time and money. The Law Office of Clark Daniel Dray will work closely with you to determine the best path forward, and then take the lead in negotiating with the IRS on your behalf.
For Your Free Bankruptcy, Estate Planning, or Tax Resolution Consultation, Call (303) 848-2864
Serving Boulder, Longmont, Lafayette, Niwot, Superior, Erie, Boulder County, Weld County and the surrounding area.