Medical Bills Attorney in Broomfield, Colorado
It is not new that some individuals may experience medical bills piling up. It is always deemed as a fortuitous event to be diagnosed with cancer or get involved in a vehicle, or any accident case. Medical bills are frequently higher than the average person can afford when a serious medical condition arises. In these cases, you’ll need the assistance of an experienced bankruptcy attorney to help you eliminate your medical bills.
The Law Office of Clark Daniel Dray is a reputable bankruptcy lawyer firm. With our extensive years of handling bankruptcy cases and assisting clients in getting out of debt, we guarantee to oversee your case from start to finish of the legal process. We understand that each case is different, so the service you should receive from us should be tailored to your specific needs. If you or someone you know is looking for legal assistance with paying medical bills, schedule a free case evaluation with us today!
Why do I need a Medical Bills Attorney in Colorado?
Recovering from distress is never easy, especially when thinking that medical bills are thereafter the medical treatment. Medical bills are just one of the reasons why people would resort to filing for bankruptcy. Getting serious injuries will also put your financial situation at stake.
For this reason, it is crucial to select the most competent bankruptcy lawyer. Before selecting, consider the following qualities:
- Integrity. You should hire a lawyer who is trustworthy. In handling these kinds of frustrating situations, you deserve acceptable and well-informed options. As a client, it is really a must to know all the possible outcomes of the case, whether it is positive or negative. A good bankruptcy lawyer should not hesitate to inform you of everything.
- Attention To Detail. Because of their accident injuries, accident victims may have difficulty expressing themselves. If your lawyer pays close attention to detail, you will be able to understand everything, and the overall process will become easier for both of you.
- Dedicated Customer Service. Legal help is also considered customer service. Most law firms overlook this characteristic. Your bankruptcy attorney should have the essential elements of excellent customer service. They should be good at dealing with people and providing consistent assurance.
Law Office of Clark Daniel Dray’s best qualities include integrity, attention to detail, and dedicated customer service. These characteristics are based on the collective feedback and testimonials of satisfied clients. Our bankruptcy law firm is straightforward and honest when it comes to offering the best options and possible outcomes of the case.
We exercise greater care in listening to and evaluating your case. Moreover, we are committed to going above and beyond to provide excellent customer service. If you or someone you know requires our legal services due to medical bills, request a free case evaluation today!
What is Bankruptcy?
Medical bills can become overwhelming at times. When faced with devastating medical bills, Chapter 17 and Chapter 7 bankruptcy may be the best option. Hospital bills and other unsecured debts can be completely eliminated if you choose to file for Chapter 7 bankruptcy. If, on the other hand, you file for Chapter 13 bankruptcy, you will think about and create a repayment plan for your debts within 3-5 years. Any remaining debts will then be discharged.
Do you need to have a lawyer to file for bankruptcy?
No. But bankruptcy is relatively tough. Suffering from crashes or being injured in a car accident would be difficult for you to go through the entire complex process. Going to the courtroom by yourself while bodily injury will likely give you a defective outcome of the case. Thus, even if hiring an expert bankruptcy lawyer is not required, it is highly suggested.
Bankruptcy lawyers will help you ensure that the documents pertaining to the injury accident and legal proceedings will go as well as it could be. It is also the duty of a bankruptcy attorney to help you retain your properties and assets.
Other Ways to Handle Medical Debt
Most people say that hospital bills often contain overcharges, especially when you are uninsured. Before saying that your out of pocket cost is correct, review it fastidiously and make it sure that you understand every charge. If the bill only stipulates broad categories, don’t hesitate to ask for specific itemization. Moreover, if the bill contains ambiguous codes, ask the billing office to elucidate what every code means.
Once you understand all the billings, look for mistakes. Keep an eye on ever wrongful duplicates. It cannot be avoided that even hospitals sometimes make billings at-fault. These include charges on days when you weren’t at the hospital, or charges for hours exceeding your visit.
Look also for medical expenses on medications you never received. Many dentists, doctors, lawyers, and accountants will accept your initial payments, drop interest fees, reduce bills, or delay sending bills to creditor agencies if you make them aware how tough your financial problems are. This type of negotiation, in most cases, works.
Insurance Hasn’t Paid Yet
Sometimes your insurance company is willing to pursue full compensation. However, if the medical provider informs you that the insurance company has not yet paid, gather all relevant evidence:
- Your insurance company’s receipt of the bill; and
- Medical care coverage provided by your insurance company
After gathering the pieces of evidence and discovering that there is indeed a medical-malpractice, talk to the hospital. Provide the collector with copies of your documentation and dispute it with the person to cease collection activities against you.
Call our Medical Bills Attorney Now!
Handling medical bills can surely add to your stress, especially if you are still in the healing stage. Seeking assistance demonstrates incredible strength, not weakness. Depending on your circumstances, a bankruptcy lawyer may advise you to submit a Bankruptcy petition. That being said, you deserve an experienced bankruptcy attorney that can help you resolve financial problems.
You can rely on the Law Office of Clark Daniel Dray, a law practice dedicated to providing exceptional customer service and with honesty. We are committed to providing factual information so that you can make informed decisions for yourself and your family. Other than Bankruptcy, we also practice Estate Planning. If you or someone you know is in need of our services, request a free case evaluation now!