{"id":8,"date":"2024-03-29T00:05:33","date_gmt":"2024-03-29T06:05:33","guid":{"rendered":"http:\/\/www.dray.theaffordablewebguy.com\/?page_id=8"},"modified":"2024-03-29T01:07:05","modified_gmt":"2024-03-29T07:07:05","slug":"chapter-7-bankruptcy","status":"publish","type":"page","link":"https:\/\/debtfreecolorado.com\/chapter-7-bankruptcy\/","title":{"rendered":"Chapter 7 Bankruptcy in Denver, CO"},"content":{"rendered":"<h2><span style=\"font-weight: 400;\">Need the Definition of Chapter 7 Bankruptcy? We\u2019ve Got You<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Are you struggling with overwhelming debt in the Denver, CO area? You&#8217;re not alone. Many people find themselves in difficult financial situations. With that, Chapter 7 bankruptcy can be a powerful tool for achieving a fresh start.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our article will provide a clear definition of Chapter 7 bankruptcy. We will also explain its processes, and how it can help you.\u00a0<\/span><\/p>\n<h3><b>Quick Summary:<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chapter 7 bankruptcy eliminates most of your unsecured debts giving you a fresh financial start.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To be eligible for Chapter 7, a means test and timing requirements need to fit a criteria.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The process involves filing a petition, attending a meeting with a trustee, and receiving debt discharge.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chapter 7 bankruptcy offers long-term benefits through debt discharge and immediate relief.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">While bankruptcy lowers your credit score initially, it can also allow for rebuilding credit faster.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Colorado&#8217;s exemption laws protect most of your assets like your car, home, and household goods.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">What is a Chapter 7 Bankruptcy?<\/span><\/h2>\n<p><a href=\"https:\/\/debtfreecolorado.com\/chapter-7-bankruptcy\/\"><span style=\"font-weight: 400;\">Chapter 7 bankruptcy<\/span><\/a><span style=\"font-weight: 400;\"> is also known as liquidation bankruptcy. It is a legal process that allows individuals to remove most of their debts. It&#8217;s often referred to as a fresh start because it provides relief from overwhelming debt.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Chapter 7 bankruptcy has two main components, including:<\/span><\/p>\n<h3><b>Liquidation<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A court-appointed trustee collects and sells your nonexempt assets (things you&#8217;re allowed to keep by law) to pay back creditors. Secured debts like mortgages or car loans get priority. Any remaining funds go to unsecured creditors like credit cards or medical bills.<\/span><\/p>\n<h3><b>Debt discharge<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">After the liquidation process, most of your remaining debts are discharged. This means you&#8217;re no longer legally obligated to repay them.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Can I File For Chapter 7 Bankruptcy?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Chapter 7 bankruptcy can be a helpful tool for individuals and businesses struggling with debt. However, there are eligibility requirements.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A few key considerations for who can file a Chapter 7 include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Timing:<\/b><span style=\"font-weight: 400;\"> You cannot have filed for bankruptcy under any chapter in the past 6-8 years (exceptions may apply, such as active military service).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Income Qualification:<\/b><span style=\"font-weight: 400;\"> There are two ways to qualify based on income:<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Median Income Test:<\/b><span style=\"font-weight: 400;\"> If your current monthly income falls below the median income for your household size in your state, you&#8217;ll likely qualify for Chapter 7.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Means Test:<\/b><span style=\"font-weight: 400;\">\u00a0 If your income is higher than the median, you may still qualify by passing <\/span><a href=\"https:\/\/debtfreecolorado.com\/bankruptcy-means-test\/\"><span style=\"font-weight: 400;\">the means test<\/span><\/a><span style=\"font-weight: 400;\">. This test considers your income, expenses, and debts to determine if you have the ability to repay a portion of your debts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Alternatives:<\/b><span style=\"font-weight: 400;\"> If you don&#8217;t qualify for Chapter 7, Chapter 13 bankruptcy may be an option. It involves creating a repayment plan to satisfy your creditors over a 3-5 year period.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">How Does Bankruptcy Protect Me?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Filing for Chapter 7 bankruptcy offers immediate and long-term benefits to help you get back on your feet financially. Here&#8217;s how:<\/span><\/p>\n<h3><b>Immediate Relief<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Upon filing, <\/span><a href=\"https:\/\/debtfreecolorado.com\/bankruptcys-automatic-stay\/\"><span style=\"font-weight: 400;\">an &#8220;automatic stay&#8221;<\/span><\/a><span style=\"font-weight: 400;\"> goes into effect. This court order halts all collection efforts from creditors. This includes lawsuits, foreclosures, and wage garnishments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This provides you with much-needed breathing room to focus on your financial situation.<\/span><\/p>\n<h3><b>Debt Discharge<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">After completing the bankruptcy process, most of your eligible debts will be discharged, meaning they&#8217;re wiped out. This includes common debts like credit card bills, medical expenses, and repossession deficiencies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It&#8217;s important to note that certain debts cannot be eliminated through Chapter 7 bankruptcy. This includes debts such as student loans, child support, and some tax liabilities.<\/span><\/p>\n\t\t<div data-elementor-type=\"section\" data-elementor-id=\"5294\" class=\"elementor elementor-5294\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d57384f elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d57384f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3cf40e37\" data-id=\"3cf40e37\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c0b5b2a elementor-widget elementor-widget-heading\" data-id=\"1c0b5b2a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 18-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Facing financial issues in Denver?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1751fcc7 elementor-widget elementor-widget-text-editor\" data-id=\"1751fcc7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 18-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Whether it&#8217;s bankruptcy, estate planning, or other legal matters, the Law Office of\u00a0 Clark Daniel Dray is here to help. Get on the path towards a fresh start and resolve your financial issues today!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d840b51 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7d840b51\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 18-04-2024 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 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class=\"elementor-button-text\">Schedule A Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58a6ac5a elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"58a6ac5a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:303-900-8598\">Call us today! (303) 493-9908<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-073e6eb elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"073e6eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:303-900-8598\">Call us today! <br> (303) 493-9908<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n<h2><span style=\"font-weight: 400;\"><br \/>\nHow Does the Bankruptcy Process Work?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The process of obtaining a discharge of your debts in a chapter 7 bankruptcy is fairly straightforward. Chapter 7 bankruptcy follows a clear process to achieve debt discharge:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Document Preparation:<\/b><span style=\"font-weight: 400;\"> You&#8217;ll work with your attorney to gather financial information and prepare the petition, schedules, and other documents required for filing with the bankruptcy court.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Credit Counseling Courses:<\/b><span style=\"font-weight: 400;\">\u00a0 Two mandatory credit counseling courses are required &#8211; one before filing and another after your case is underway.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Meeting with the Trustee (341 Meeting):<\/b><span style=\"font-weight: 400;\">\u00a0 Between 20-40 days after filing, you&#8217;ll attend a meeting with the bankruptcy trustee, who oversees your case and represents creditors.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Debt Discharge and Case Closure:<\/b><span style=\"font-weight: 400;\"> Once all requirements are met, your eligible debts will be discharged (usually within 60 days of the trustee meeting).\u00a0 The case officially closes 30 days after debt discharge, marking your financial fresh start.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">How Will Bankruptcy Affect My Credit?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">While Chapter 7 bankruptcy will initially lower your credit score, it might not be as detrimental as you think, especially if you&#8217;re already struggling with debt:<\/span><\/p>\n<h3><b>Short-Term Decrease<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Filing for bankruptcy will likely cause a drop in your credit score. However, if you&#8217;re already behind on payments, the decrease may not be significant.<\/span><\/p>\n<h3><b>Faster Rebuilding Potential<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Ironically, Chapter 7 can act as a springboard for rebuilding credit faster. Here&#8217;s why:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Clean Slate:<\/b><span style=\"font-weight: 400;\"> Bankruptcy eliminates your existing debt, giving you a fresh start without the burden of ongoing missed payments dragging your score down.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Improved Debt-to-Income Ratio:<\/b><span style=\"font-weight: 400;\"> With your debts discharged, your debt-to-income ratio (DTI) dramatically improves. This ratio is a key factor for lenders, and a lower DTI shows you&#8217;re a better credit risk.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Focus on Responsible Credit:<\/b><span style=\"font-weight: 400;\"> Debt-free, you can focus on building positive credit habits, such as making on-time payments for new credit cards or loans.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">This improved financial picture can lead to quicker credit score recovery. In some cases, you might even qualify for a home loan within two years of filing for Chapter 7.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What Do I Have To Give Up for Bankruptcy?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Chapter 7 bankruptcy might sound scary because it involves surrendering assets. However, Colorado&#8217;s generous exemption laws protect most of your belongings. Here&#8217;s what you get to keep:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Household Goods:<\/b><span style=\"font-weight: 400;\"> Most, if not all, of your essential furniture and personal belongings are exempt.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Vehicles: <\/b><span style=\"font-weight: 400;\">Up to a specific value, your car is typically protected.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Home: Colorado&#8217;s homestead exemption shields a significant portion of your home equity, allowing you to keep your house.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Retirement Funds:<\/b><span style=\"font-weight: 400;\"> Many retirement accounts, like IRAs and 401(k)s, are exempt from liquidation.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">An experienced bankruptcy attorney can ensure you maximize these exemptions and hold onto the things that matter most after your case is complete.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Why Do I Need the Help of a Skilled Bankruptcy Lawyer?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Bankruptcy lawyers can help you more than you think. Here&#8217;s why you need the help of a skilled bankruptcy lawyer for your Chapter 7 bankruptcy:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Protecting Your Rights and Assets:<\/b><span style=\"font-weight: 400;\">\u00a0 Bankruptcy laws are complex, and even minor mistakes can jeopardize your case. A lawyer ensures the process is followed correctly, protecting your rights and maximizing the assets you can keep.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Debt Elimination Strategy:<\/b><span style=\"font-weight: 400;\">\u00a0 A skilled lawyer will analyze your financial situation. Then, recommend the best approach for eliminating your debt. They can also negotiate with creditors on your behalf and ensure you discharge the maximum allowable amount under Chapter 7.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Exemptions Knowledge:<\/b><span style=\"font-weight: 400;\">\u00a0 Exemption laws determine what assets you can keep during bankruptcy. A lawyer with experience in your state (Colorado) will ensure you claim all applicable exemptions and protect valuable property.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Handling Creditor Harassment:<\/b><span style=\"font-weight: 400;\">\u00a0 Facing debt collectors can be stressful. A lawyer acts as your intermediary. They can deal with creditors directly and stop harassing phone calls or letters.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Streamlining the Process:<\/b><span style=\"font-weight: 400;\">\u00a0 The bankruptcy process can be overwhelming. Skip the confusing paperwork, court dates, and deadlines. A lawyer can handle it all, making filing for Chapter 7 as stress-free as possible.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Long-Term Financial Guidance:<\/b><span style=\"font-weight: 400;\">\u00a0 Bankruptcy can be a fresh start, but rebuilding credit is important.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Filing Chapter 7 bankruptcy can be confusing and affect your finances for a long time.\u00a0 A good lawyer can explain things clearly and help you get the best outcome.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Work With Our Skilled Bankruptcy Lawyers Now!<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you&#8217;re considering Chapter 7 bankruptcy in Denver, the Law Office of Clark Daniel Dray can help. We understand the problem of overwhelming debt. <\/span><a href=\"https:\/\/debtfreecolorado.com\/downtown-denver-bankruptcy-lawyer\/\"><span style=\"font-weight: 400;\">Our experienced bankruptcy lawyers<\/span><\/a><span style=\"font-weight: 400;\"> can help you through every step of filing for Chapter 7. They&#8217;ll make sure you&#8217;re treated fairly and get the best results possible.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Contact us today for a free consultation to discuss your situation and explore your options. Remember, you don&#8217;t have to face this alone.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Need the Definition of Chapter 7 Bankruptcy? We\u2019ve Got You Are you struggling with overwhelming debt in the Denver, CO area? You&#8217;re not alone. Many people find themselves in difficult financial situations. With that, Chapter 7 bankruptcy can be a powerful tool for achieving a fresh start. Our article will provide a clear definition of [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"_links":{"self":[{"href":"https:\/\/debtfreecolorado.com\/wp-json\/wp\/v2\/pages\/8"}],"collection":[{"href":"https:\/\/debtfreecolorado.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/debtfreecolorado.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/debtfreecolorado.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/debtfreecolorado.com\/wp-json\/wp\/v2\/comments?post=8"}],"version-history":[{"count":12,"href":"https:\/\/debtfreecolorado.com\/wp-json\/wp\/v2\/pages\/8\/revisions"}],"predecessor-version":[{"id":8269,"href":"https:\/\/debtfreecolorado.com\/wp-json\/wp\/v2\/pages\/8\/revisions\/8269"}],"wp:attachment":[{"href":"https:\/\/debtfreecolorado.com\/wp-json\/wp\/v2\/media?parent=8"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}