Addressing COVID-19 Mortgage Forbearance Balances in Denver, CO If you were in forbearance on your mortgage payments because of COVID-19,
Bankruptcy & Estate Planning Attorney in Denver
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bankruptcy & eSTATE PLANNING attorney in DENVER colorado
HOW CAN WE HELP YOU?
Bankruptcy & Debt Relief
Dealing with insurmountable debt brings all kinds of problems. Incessant calls from creditors, countless unpaid bills, and budget shortfalls are all a part of your daily routine. But it doesn’t have to be that way. Filing for bankruptcy can help you bring a stop to all these problems.
At The Law Office of Clark Daniel Dray, our bankruptcy attorneys have handled thousands of bankruptcy cases, both under Chapter 7 and Chapter 13 bankruptcies. We offer personalized bankruptcy and debt resolution services that will relieve you of your financial problems and help you get a fresh start.
By filing Chapter 7 or Chapter 13, our Denver bankruptcy lawyers can help you get back on your feet and regain your financial security. Stop worrying about your debts and get on the path towards financial security today!
Estate Planning & Probate
Have you ever thought about what you will leave behind for your loved ones when you die? Estate planning involves protecting your wealth and assets and ensuring that you’ll be prepared for what lies ahead.
Our Denver estate planning attorney Clark Dray will help you draft a last will and testament, create a trust, establish a power of attorney, and assist you with probate. We will help you plan how you want your assets distributed, who will manage your estate, and who your beneficiaries will be.
Estate planning may seem like a daunting process, but we are here to help. We will help you navigate the probate process with ease, whether a loved one passes away with or without a will. Building personalized estate plans and administering probate is our expertise. Start protecting your assets today!
COLORADO BANKRUPTCY Attorneys & ESTATE PLANNING LAWYERS
Service that you deserve
Bankruptcy Attorneys in Denver Colorado
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is a good way to get rid of debt, including unsecured debts! Our Colorado bankruptcy lawyer will help you find out if you qualify for Chapter 7 in the next few minutes by calling our law firm in Denver Colorado right now–don’t wait!
Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows you to keep certain assets during your bankruptcy proceedings. After the agreed Chapter 13 payment period, your remaining debt is discharged and you are done with your case. Talk to our bankruptcy attorney in Denver, CO to save your home and keep your car!
Small Business Bankruptcy
If your small business is struggling with debt, bankruptcy may provide some relief. Our Colorado small business bankruptcy attorney can help you keep your business stay afloat to close expeditiously. File Ch. 7 or Ch. 13 today with the help of our experienced bankruptcy lawyer in Denver, CO.
Do you have legal concerns in Denver?
Whether it’s bankruptcy, estate planning, or other legal matters, the Law Office of Clark Daniel Dray is here to help.
Start protecting your assets for you and your family today!
Denver Colorado Estate Planning Attorney
Estate planning is the process of organizing your personal and financial affairs in a way that maximizes the enjoyment of your assets during life while planning how your estate should be distributed and used upon that your death. Schedule a consultation with our Colorado estate planning attorney today to know how we can help protect you and your loved ones.
Wills & Trusts
Wills and trusts help ensure your wishes are followed. Wills are documents that allow you to establish how your assets are handled after you die. Trusts, on the other hand, transfer your assets to designated beneficiaries either during your lifetimes or after your death. In the meantime, the assets in the trust are held by a trustee. Talk to our CO wills and trusts attorney to know more.
Asset protection planning is used to protect assets that would otherwise be susceptible to legal judgments or claims by former spouses or creditors. Asset protection involves assessing your current situation and future goals, designing a strategy to accomplish these goals, and preparing the required legal documents to carry out this strategy. Consult our Denver, CO asset protections attorneys today!
I graduated from The Ohio State University Moritz College of Law in 2009, just as the recession was exploding. I saw people’s lives being turned upside-down by events they had no control over (myself included – a job I had lined up after law school disappeared). I realized that by practicing in the area of bankruptcy law, I could help people change their lives for the better. I’ve helped thousands of people wipe out their debt in the last decade and look forward to another 10 years of fresh starts.
Making sure that you understand your options is very important to me, so I try to avoid jargon or legalese. I’m not interested in judging you or preaching to you. I’m just here to give you accurate information so that you can make informed decisions on how to best provide for yourself and your family.
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Frequently Asked Questions
Most garnishments of bank accounts in Colorado, also known as bank levies, start with a lawsuit against you. In that lawsuit, a court determined that you were responsible to pay a debt and granted the party which sued you, the creditor, the right to collect that money. In Colorado, judgment creditors most commonly collect what’s owed by garnishing wages, placing liens on real property like your home, and levying bank accounts. Learn more about bank account garnishments.
By having an estate plan, your will provide your loved ones with peace of mind. By planning your estate, you’re helping your family deal with your unexpected death without having to worry about your assets and investments.
There’s no definitive answer to that question, but anyone would benefit from an estate plan. Even a young adult well in their 30’s should have a Will, Health Care Directives, or a Durable Power of Attorney to help prepare for the future.
The state of Colorado will decide what happens to your estate. They will distribute it among your family members or your “heirs at law” through the probate court process.
A thorough estate plan should have more than a will. If you have minor children or look after an adult, you should set up guardianship. A trust is also a good estate planning tool that will pass on assets and allow you to control them while you’re still alive. You can also set up health care directives or powers of attorney to make decisions on your behalf when you can’t.
Probate is the court process of distributing the deceased person’s assets according to their will or Colorado’s intestacy laws. The executor of the will manages the process, and they will distribute the property according to the will’s provisions.
If the individual died without a will (intestate), the estate would go through the probate process. The estate will then be distributed according to Colorado’s intestacy laws.
You’ve undoubtedly heard of bankruptcy. Some people swear they’ll never file bankruptcy, while others regularly use it as a tool.