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Denver Lawyer Clark Daniel Dray

Bankruptcy & Estate Planning Attorney in Denver

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towards securing your family's future!

bankruptcy & eSTATE PLANNING attorney in DENVER colorado


broomfield co bankruptcy attorney

Bankruptcy & Debt Relief

Dealing with insurmountable debt brings all kinds of problems. Incessant calls from creditors, countless unpaid bills, and budget shortfalls are all a part of your daily routine. But it doesn’t have to be that way. Filing for bankruptcy can help you bring a stop to all these problems.

At The Law Office of Clark Daniel Dray, our bankruptcy attorneys have handled thousands of bankruptcy cases, both under Chapter 7 and Chapter 13 bankruptcies. We offer personalized bankruptcy and debt resolution services that will relieve you of your financial problems and help you get a fresh start. 

By filing Chapter 7 or Chapter 13, our Denver bankruptcy lawyers can help you get back on your feet and regain your financial security. Stop worrying about your debts and get on the path towards financial security today!

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Estate Planning & Probate

Have you ever thought about what you will leave behind for your  loved ones when you die? Estate planning involves protecting your wealth and assets and ensuring that you’ll be prepared for what lies ahead. 

Our Denver estate planning attorney Clark Dray will help you draft a last will and testament, create a trust, establish a power of attorney, and assist you with probate. We will help you plan how you want your assets distributed, who will manage your estate, and who your beneficiaries will be. 

Estate planning may seem like a daunting process, but we are here to help. We will help you navigate the probate process with ease, whether a loved one passes away with or without a will. Building personalized estate plans and administering probate is our expertise. Start protecting your assets today!


Service that you deserve

The Law Office of Clark Daniel Dray sets itself apart from most other law firms by giving you the personalized service that you deserve when you retain the services of an attorney.
Our clients’ cases are overseen by one attorney from beginning to end. This means your attorney is easy to get in touch with, available to answer your questions, and familiar with your circumstances and the status of your file. By working with a limited number of clients on a focused and interrelated range of matters, The Law Office of Clark Daniel Dray can provide the personalized service and attention to detail that are essential to a successful outcome.
At The Law Office of Clark Daniel Dray we understand that no two families have exactly the same circumstances, so when you contact our office you can expect to be given personalized guidance based on the specifics of YOUR situation. We help people find relief from the pressures of debt and peace in knowing that you have a plan for the future by closely working with you to find the best strategy to achieve your goals.
Bankruptcy attorneys Denver Colorado

Bankruptcy Attorneys in Denver Colorado

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is a good way to get rid of debt, including unsecured debts! Our Colorado bankruptcy lawyer will help you find out if you qualify for Chapter 7 in the next few minutes by calling our law firm in Denver Colorado right now–don’t wait!

Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows you to keep certain assets during your bankruptcy proceedings. After the agreed Chapter 13 payment period, your remaining debt is discharged and you are done with your case. Talk to our bankruptcy attorney in Denver, CO to save your home and keep your car!

Small Business Bankruptcy

If your small business is struggling with debt, bankruptcy may provide some relief. Our Colorado small business bankruptcy attorney can help you keep your business stay afloat to close expeditiously. File Ch. 7 or Ch. 13 today with the help of our experienced bankruptcy lawyer in Denver, CO.

Do you have legal concerns in Denver?

Whether it’s bankruptcy, estate planning, or other legal matters, the Law Office of  Clark Daniel Dray is here to help. 
Start protecting your assets for you and your family today!

Denver Colorado Estate Planning Attorney

Estate Planning

Estate planning is the process of organizing your personal and financial affairs in a way that maximizes the enjoyment of your assets during life while planning how your estate should be distributed and used upon that your death. Schedule a consultation with our Colorado estate planning attorney today to know how we can help protect you and your loved ones. 


Wills & Trusts

Wills and trusts help ensure your wishes are followed. Wills are documents that allow you to establish how your assets are handled after you die. Trusts, on the other hand, transfer your assets to designated beneficiaries either during your lifetimes or after your death. In the meantime, the assets in the trust are held by a trustee. Talk to our CO wills and trusts attorney to know more.

Asset Protection

Asset protection planning is used to protect assets that would otherwise be susceptible to legal judgments or claims by former spouses or creditors. Asset protection involves assessing your current situation and future goals, designing a strategy to accomplish these goals, and preparing the required legal documents to carry out this strategy. Consult our Denver, CO asset protections attorneys today!

Meet Clark

Lone Tree Bankruptcy Attorney

I graduated from The Ohio State University Moritz College of Law in 2009, just as the recession was exploding. I saw people’s lives being turned upside-down by events they had no control over (myself included – a job I had lined up after law school disappeared). I realized that by practicing in the area of bankruptcy law, I could help people change their lives for the better. I’ve helped thousands of people wipe out their debt in the last decade and look forward to another 10 years of fresh starts.

Making sure that you understand your options is very important to me, so I try to avoid jargon or legalese. I’m not interested in judging you or preaching to you. I’m just here to give you accurate information so that you can make informed decisions on how to best provide for yourself and your family.

Our Client's Testimonials

Brayan Cisneros
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Thank you to Clark and his team for helping me in my case. I know it can be scary but having the right people guide you makes all the difference. They were so professional and addressed every single question I had promptly. I finally have my life back and I couldn’t have done it without Clark and his team. Don’t wait, talk to them now.
Ash Anna
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Working with Clark Dray and his staff was a great experience. Everyone was so helpful, super accommodating and I always felt I was in good hands. It made a stressful process really streamlined. I'm so grateful to have had this firm representing me.
Benjamin Brink
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I called with a probate question as a complete layman. From the gal at the front desk to the lawyer who got on the phone with me and was kind and thorough in a quick 5 min consult, these guys are consummate professionals and it shows. Kindness and professionalism like this are rare these days.
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Frequently Asked Questions

In Colorado, almost everyone who wants to keep their car after filing for chapter 7 bankruptcy is able to do so. Whether you keep it or not depends on the actions of three players: you, the bankruptcy trustee, and the lender. Click here to learn more.

Most garnishments of bank accounts in Colorado, also known as bank levies, start with a lawsuit against you. In that lawsuit, a court determined that you were responsible to pay a debt and granted the party which sued you, the creditor, the right to collect that money. In Colorado, judgment creditors most commonly collect what’s owed by garnishing wages, placing liens on real property like your home, and levying bank accounts. Learn more about bank account garnishments.

In Colorado, whether you keep your home after filing a chapter 7 bankruptcy depends on three factors – do you want to keep it, are you current on the payments, and do you have any equity? Learn more about the properties you can keep in a Chapter 7 bankruptcy.

By having an estate plan, your will provide your loved ones with peace of mind. By planning your estate, you’re helping your family deal with your unexpected death without having to worry about your assets and investments.

There’s no definitive answer to that question, but anyone would benefit from an estate plan. Even a young adult well in their 30’s should have a Will, Health Care Directives, or a Durable Power of Attorney to help prepare for the future.

The state of Colorado will decide what happens to your estate. They will distribute it among your family members or your “heirs at law” through the probate court process.

A thorough estate plan should have more than a will. If you have minor children or look after an adult, you should set up guardianship. A trust is also a good estate planning tool that will pass on assets and allow you to control them while you’re still alive. You can also set up health care directives or powers of attorney to make decisions on your behalf when you can’t.

Probate is the court process of distributing the deceased person’s assets according to their will or Colorado’s intestacy laws. The executor of the will manages the process, and they will distribute the property according to the will’s provisions.

If the individual died without a will (intestate), the estate would go through the probate process. The estate will then be distributed according to Colorado’s intestacy laws.

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